Effective Date: September 20, 2025
Last Updated: September 20, 2025

1. INTRODUCTION AND ACCEPTANCE

Welcome to the officialwebsite of Stergios & DimitrisPappos OÜ ("Company," "we," "us," or"our"), an Estonian limited liability company with its registeredoffice at Sepapaja 6, 15551 Tallinn,Estonia, VAT number EE102609752,operating the website https://stergiospappos.me/ (the "Website").

These Terms and Conditions("Terms") constitute a legally binding agreement between you("User," "you," or "your") and the Companyregarding your access to and use of our Website. By accessing, browsing, orusing this Website in any manner, you acknowledge that you have read,understood, and agree to be bound by these Terms without reservation ormodification.

1.1 Legal Capacity

By using this Website, yourepresent and warrant that:

·      You are at least 18 years of age or have reached the age ofmajority in your jurisdiction

·      You have the legal capacity to enter into binding agreements

·      Your use of the Website complies with all applicable local, state,national, and international laws and regulations

1.2 Acceptance andModification

If you do not agree with anyprovision of these Terms, you must immediately cease using the Website. TheCompany reserves the right to modify, amend, or update these Terms at any timewithout prior notice. Your continued use of the Website after any such changesconstitutes acceptance of the modified Terms.

1.3 Periodic Review

We recommend that youperiodically review these Terms to stay informed of any updates. The "LastUpdated" date at the top of this document indicates when these Terms werelast revised.

2. COMPANY INFORMATION ANDBUSINESS OVERVIEW

2.1 Company Details

Legal Entity: Stergios & Dimitris Pappos OÜ
Registration: Republic of Estonia
Registered Address: Sepapaja 6,15551 Tallinn, Estonia
VAT Number: EE102609752
Website: https://stergiospappos.me/

2.2 Nature of Business

The Company operates as adigital creative agency specialising in web development, digital marketing, andcreative services. The Website serves as a portfolio and information platformshowcasing our work, services, and capabilities.

2.3 Governing Law

These Terms and all relatedmatters are governed by the laws of the Republic of Estonia and the EuropeanUnion, where applicable.

3. WEBSITE PURPOSE AND SCOPE

3.1 Portfolio and InformationPlatform

This Website serves primarilyas:

·      A portfolio showcasing our creative work and technicalcapabilities

·      An information platform detailing our services and expertise

·      A contact point for potential clients and business inquiries

·      A professional presence representing our company values andstandards

3.2 Non-Commercial WebsiteActivities

This Website does not engagein:

·      Direct online sales or e-commerce transactions

·      Payment processing or financial transactions

·      User account creation or membership systems

·      Newsletter subscriptions or email marketing campaigns

·      User-generated content or community features

·      File downloads or software distribution

3.3 Professional ServicesInquiry

The Website facilitatesinquiries about professional services but does not constitute an offer toprovide specific services. All service agreements are subject to separatewritten contracts.

4. COMPREHENSIVE LIABILITYDISCLAIMER

4.1 Website Content Disclaimer

The Company provides thisWebsite and its content "AS IS" and "AS AVAILABLE" withoutany warranties, express or implied. We make no representations or warrantiesregarding:

·      The accuracy, completeness, or reliability of any information

·      The suitability of the Website for any particular purpose

·      The uninterrupted or error-free operation of the Website

·      The correction of any defects or errors

·      The security of data transmission or storage

4.2 Professional ServicesDisclaimer

Any information about ourservices, capabilities, or past work presented on this Website:

·      Is for informational purposes only

·      Does not constitute professional advice

·      Should not be relied upon as the sole basis for business decisions

·      May not reflect current service offerings or capabilities

·      Is subject to change without notice

4.3 Limitation of Liability

To the fullest extentpermitted by applicable law, the Company shall not be liable for any:

·      Direct, indirect, incidental, special, consequential, or punitivedamages

·      Loss of profits, revenue, data, or business opportunities

·      Personal injury or property damage arising from Website use

·      Errors, omissions, or inaccuracies in Website content

·      Unauthorised access to or use of our servers or personalinformation

·      Interruption or cessation of transmission to or from the Website

·      Viruses, malware, or other harmful components transmitted throughthe Website

4.4 Maximum Liability Cap

In no event shall theCompany's total liability to you for all damages, losses, and causes of actionexceed the amount paid by you, if any, for accessing this Website, or €100,whichever is less.

4.5 Force Majeure

The Company shall not beliable for any failure or delay in performance under these Terms due tocircumstances beyond our reasonable control, including but not limited to actsof God, natural disasters, war, terrorism, strikes, governmental actions, or technicalfailures.

5. INTELLECTUAL PROPERTYRIGHTS

5.1 Company IntellectualProperty

All content on this Website,including but not limited to:

·      Text, graphics, images, photographs, videos, audio files

·      Website design, layout, structure, and user interface

·      Logos, trademarks, service marks, and trade names

·      Software code, scripts, and technical implementations

·      Creative works, portfolio pieces, and case studies

·      Proprietary methodologies and business processes

Is the exclusive intellectualproperty of Stergios & Dimitris Pappos OÜ or our licensed contentproviders, and is protected by:

·      Estonian copyright law

·      European Union intellectual property directives

·      International copyright conventions and treaties

·      Trademark and design protection laws

5.2 Prohibited Uses ofIntellectual Property

You are strictly prohibitedfrom:

·      Copying, reproducing, or distributing any Website content

·      Creating derivative works based on our content

·      Using our content for commercial purposes without writtenpermission

·      Reverse engineering any software or technical implementations

·      Removing or altering copyright notices or proprietary markings

·      Using our trademarks, logos, or brand elements withoutauthorisation

·      Misrepresenting the source or ownership of our content

5.3 Third-Party IntellectualProperty

Some content on our Websitemay be owned by third parties. We respect third-party intellectual propertyrights and expect users to do the same. Any unauthorised use of third-partycontent may violate copyright, trademark, or other intellectual property laws.

5.4 Portfolio Content Rights

Portfolio pieces and casestudies displayed on this Website:

·      Are presented with appropriate client permissions where applicable

·      May be subject to confidentiality restrictions

·      Are showcased for demonstrative purposes only

·      Cannot be used by third parties without explicit permission

5.5 User-Generated Content

While this Website does nottypically host user-generated content, any content you submit (such as inquiryforms) remains your intellectual property, but you grant us a non-exclusivelicence to use such content for business purposes.

5.6 Digital MillenniumCopyright Act (DMCA) Compliance

We respect intellectualproperty rights and will respond promptly to valid DMCA takedown notices. Ifyou believe your copyrighted work has been infringed, please contact us withdetailed information about the alleged infringement.

6. USER RESPONSIBILITIES ANDACCEPTABLE USE

6.1 Lawful Use Requirements

You agree to use this Websiteonly for lawful purposes and in accordance with:

·      These Terms and Conditions

·      All applicable local, state, national, and international laws

·      All applicable regulations and industry standards

·      Generally accepted internet usage standards and etiquette

6.2 Prohibited Activities

You are strictly prohibitedfrom:

·      Using the Website for any unlawful or fraudulent purpose

·      Attempting to gain unauthorised access to any part of the Website

·      Interfering with or disrupting the Website's functionality

·      Transmitting viruses, malware, or other harmful code

·      Collecting or harvesting information about other users

·      Impersonating any person or entity

·      Engaging in any form of harassment or abuse

·      Attempting to circumvent security measures

·      Using automated tools to access or scrape the Website

·      Overloading our servers with excessive requests

6.3 Contact Form Usage

When using our contact forms,you agree to:

·      Provide accurate and truthful information

·      Not submit spam, promotional content, or irrelevant messages

·      Respect our time and resources by submitting legitimate inquiriesonly

·      Not use contact forms for any commercial solicitation

6.4 Security Compliance

You agree to:

·      Maintain the security of any login credentials (if applicable)

·      Notify us immediately of any security breaches

·      Not share access credentials with unauthorised parties

·      Use reasonable security measures when accessing the Website

6.5 Reporting Violations

You agree to report anysuspected violations of these Terms or illegal activities to us promptly.

7. THIRD-PARTY WEBSITES ANDSERVICES

7.1 External Links Disclaimer

Our Website may contain linksto external websites, resources, or services operated by third parties. Theselinks are provided for convenience and informational purposes only and do notimply:

·      Endorsement of the linked websites or their content

·      Responsibility for the accuracy of external content

·      Control over third-party websites or their policies

·      Affiliation with external website operators

7.2 Third-Party Website Risks

You acknowledge and agreethat:

·      We have no control over third-party websites

·      We are not responsible for their content, policies, or practices

·      Your interactions with third-party websites are at your own risk

·      Third-party websites may have different terms and privacy policies

·      We cannot guarantee the security or reliability of external links

7.3 Third-Party ServiceIntegrations

Our Website may integrate withthird-party services such as:

·      Website hosting platforms (Webflow)

·      Search engine tools (Google Search Console)

·      Communication services

·      Technical infrastructure providers

These integrations arenecessary for Website functionality and are governed by the respective thirdparties' terms of service and privacy policies.

7.4 Social Media and ExternalPlatforms

Any references to orintegrations with social media platforms are subject to those platforms' termsof service and community guidelines.

8. WEBSITE MODIFICATIONS ANDAVAILABILITY

8.1 Right to Modify

The Company reserves theabsolute right to:

·      Modify, update, or remove any part of the Website at any time

·      Change the Website's design, functionality, or content withoutnotice

·      Add new features, services, or sections to the Website

·      Discontinue any aspect of the Website temporarily or permanently

·      Update these Terms and related policies as necessary

8.2 No Compensation forChanges

Users acknowledge that:

·      No compensation will be provided for Website modifications ordiscontinuation

·      We have no obligation to maintain any particular Website features

·      Changes may affect your ability to access certain content orfunctionality

·      We will make reasonable efforts to minimise disruption from majorchanges

8.3 Website Availability

While we strive to maintaincontinuous Website availability, we cannot guarantee:

·      Uninterrupted access to the Website

·      Error-free operation at all times

·      Availability during maintenance periods

·      Compatibility with all devices or browsers

·      Specific response times or performance levels

8.4 Maintenance and Updates

The Website may be temporarilyunavailable due to:

·      Scheduled maintenance and updates

·      Technical improvements and upgrades

·      Security enhancements

·      Server maintenance or hardware changes

·      Emergency repairs or fixes

8.5 Technology Updates

As technology evolves, we mayneed to:

·      Update security protocols

·      Modify compatibility requirements

·      Implement new technical standards

·      Remove outdated features or functionality

9. PRIVACY AND DATA PROTECTION

9.1 Privacy Policy Integration

Your privacy and dataprotection are of paramount importance to us. Our comprehensive Privacy Policy,which is incorporated by reference into these Terms, details:

·      What personal data we collect and why

·      How we process and protect your information

·      Your rights regarding your personal data

·      Our compliance with GDPR and Estonian data protection laws

·      Security measures we implement to protect your data

9.2 Data Processing Consent

By using this Website, youacknowledge that you have read and understood our Privacy Policy and consent tothe processing of your personal data as described therein.

9.3 Minimal Data Collection

We have designed this Websiteto minimise personal data collection, collecting only information that is:

·      Necessary for Website functionality

·      Required to respond to your inquiries

·      Needed for legitimate business interests

·      Legally required to be maintained

9.4 Data Subject Rights

You have comprehensive rightsregarding your personal data under GDPR, including rights to access,rectification, erasure, and data portability. Please refer to our PrivacyPolicy for detailed information on exercising these rights.

9.5 Cookie Policy Integration

Our use of cookies and similartechnologies is governed by our Cookie Policy, which provides detailedinformation about our minimal use of tracking technologies.

10. COMMUNICATIONS AND CONTACT

10.1 Official Communications

Official communicationsregarding these Terms, privacy matters, or business inquiries should bedirected to:

Stergios & Dimitris Pappos OÜ
Sepapaja 6, 15551 Tallinn, Estonia
Email: [Insert contact email]
Phone: [Insert phone number]

10.2 Electronic Communications

By using this Website, youconsent to receive electronic communications from us, including:

·      Responses to your inquiries

·      Important updates about our services

·      Legal notices and policy changes

·      Technical notifications about Website functionality

10.3 Language ofCommunications

All communications will beconducted in English unless otherwise agreed upon in writing.

10.4 Response Times

While we strive to respondpromptly to all communications, please allow:

·      1-3 business days for general inquiries

·      5-7 business days for complex technical matters

·      30 days for formal legal requests or data protection inquiries

11. DISPUTE RESOLUTION ANDLEGAL PROVISIONS

11.1 Governing Law

These Terms and any disputesarising from or relating to the Website shall be governed by and construed inaccordance with the laws of the Republic of Estonia, without regard to conflictof law principles.

11.2 Jurisdiction and Venue

Any legal disputes, claims, orproceedings arising from these Terms shall be subject to the exclusivejurisdiction of the courts of Estonia, specifically the courts located inTallinn, Estonia.

11.3 Alternative DisputeResolution

Before initiating formal legalproceedings, parties agree to attempt to resolve disputes through:

·      Good faith negotiations

·      Mediation through a qualified Estonian mediator (if mutuallyagreed)

·      Other alternative dispute resolution methods as appropriate

11.4 Limitation Period

Any claims or causes of actionarising from these Terms must be filed within one (1) year after the cause ofaction arose, or such claim shall be forever barred.

11.5 Class Action Waiver

To the fullest extentpermitted by law, you agree to resolve disputes individually and waive anyright to participate in class action lawsuits or class-wide arbitrations.

11.6 Consumer Rights

Nothing in these Terms shalllimit your statutory consumer rights under applicable Estonian or EU consumerprotection laws.

12. GENERAL PROVISIONS

12.1 Entire Agreement

These Terms, together with ourPrivacy Policy and Cookie Policy, constitute the entire agreement between youand the Company regarding the use of this Website and supersede all prior orcontemporaneous agreements, understandings, and communications.

12.2 Severability

If any provision of theseTerms is found to be invalid, illegal, or unenforceable by a court of competentjurisdiction, such provision shall be deemed severed, and the remainingprovisions shall remain in full force and effect.

12.3 Waiver

The failure of the Company toenforce any right or provision of these Terms shall not constitute a waiver ofsuch right or provision and shall not affect the Company's right to enforcesuch right or provision in the future.

12.4 Assignment

You may not assign, transfer,or sublicense your rights or obligations under these Terms without our priorwritten consent. The Company may assign these Terms without restriction.

12.5 Survival

Provisions of these Terms thatby their nature should survive termination shall survive, including but notlimited to intellectual property rights, disclaimer of warranties, limitationof liability, and governing law provisions.

12.6 Force Majeure

Neither party shall be liablefor any failure or delay in performance under these Terms due to circumstancesbeyond their reasonable control.

12.7 Headings

Headings and section titles inthese Terms are for convenience only and shall not affect the interpretation ofany provision.

12.8 Language and Translation

These Terms are prepared inEnglish. Any translation is provided for convenience only, and in case ofdiscrepancy, the English version shall prevail.

13. COMPLIANCE AND REGULATORYMATTERS

13.1 Estonian BusinessRegistration

The Company is dulyincorporated and registered under Estonian law and maintains all necessarybusiness licences and registrations required by Estonian authorities.

13.2 VAT and Tax Compliance

The Company is registered forVAT purposes in Estonia under number EE102609752 and complies with allapplicable Estonian and EU tax obligations.

13.3 Data ProtectionCompliance

We maintain strict compliancewith:

·      General Data Protection Regulation (EU) 2016/679 (GDPR)

·      Estonian Personal Data Protection Act

·      Estonian Electronic Communications Act

·      Other applicable data protection and privacy regulations

13.4 Professional Standards

The Company adheres toprofessional industry standards and best practices in:

·      Web development and design

·      Digital marketing and communications

·      Client service and project management

·      Data security and privacy protection

13.5 Regulatory Updates

We continuously monitorregulatory developments and update our practices and policies as necessary tomaintain compliance with all applicable laws and regulations.

14. CONTACT INFORMATION ANDSUPPORT

14.1 General Inquiries

For general questions aboutour services, portfolio, or business:
Email: [Insert general email]
Phone: [Insert phone number]

14.2 Legal and ComplianceMatters

For legal inquiries,compliance matters, or formal notices:
Email: [Insert legal email]
Address: Sepapaja 6, 15551 Tallinn, Estonia

14.3 Technical Support

For Website technical issuesor accessibility concerns:
Email: [Insert technical email]

14.4 Data Protection Officer

For all data protection andprivacy-related inquiries:
Email: [Insert privacy email]

14.5 Business Hours

Our general business hours areMonday through Friday, 9:00 AM to 6:00 PM (Estonian Time), excluding Estonianpublic holidays.

15. EFFECTIVE DATE AND UPDATES

15.1 Effective Date

These Terms and Conditionsbecome effective on September 20, 2025, and remain in effect until supersededby updated terms.

15.2 Version Control

This is Version 1.0 of ourTerms and Conditions. We maintain records of all previous versions fortransparency and legal compliance.

15.3 Update Notification

Material changes to theseTerms will be communicated through:

·      Prominent notice on the Website homepage

·      Updated "Last Updated" date on this document

·      Email notification to users who have provided contact information(for significant changes)

15.4 Continued Use ConstitutesAcceptance

Your continued use of theWebsite after any Terms modifications constitutes your acceptance of theupdated Terms.

Company: Stergios & Dimitris Pappos OÜ
Website: https://stergiospappos.me/
Last Updated: September 20, 2025
Version: 1.0

By using this Website, you acknowledge that you have read, understood, and agree to be bound by theseTerms and Conditions in their entirety.

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